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Kiva


Visit kiva.org and look around. Learn what you can about this organization. Do you think this site can change lives?

If you are inclined to make a loan, post your thoughts about the process and who you chose to support.

105 comments:

  1. I do think that this site can change lives. I would choose agriculture since that could help multiple people. I would choose this person named Diana Catalina. She needs money to build a pen for chickens that she would use for food and to sell.

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  2. I think that this website/ organization would be able to change many lives with just one lone! With letting someone borrow $1,000 or even just $700, you could provide families with live stock, plants, and more so they can feed their families or even sell the products for profit. If I were to issue a lone I would choose a group or person that I know would use it to help benefit others too. For example, I would pick a group like the Yoyhai Group that is asking for $700, to borrow, to purchase TerraClear water filters so the will have safe drinking water for all of their families!

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    1. I completely agree with what you had to say about wanting to chose a borrower that would use your loan to benefit other people. If I were to make out a loan to an individual I would love for the money to not only be beneficial to that person but to others in their community as well.

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    2. I totally agree with both of you. When you loan to groups like this it's nice to know you aren't just helping one person but maybe even hundreds.

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  3. You read and watch people around the world struggling to make in their economy. We always want to help, and now KIVA is our answer. Working with 86 countries, KIVA is able to provide loans with your help and change the lives of others. If I were to make a loan, I would make mine to a man named Ramon, from Mexico. Ramon lives on a farm, but also lives in a village of around 20 people. He is interested in buying solar powered lights for his family and the village. Ramon wants his wife and children to be able to do activities after sundown with his lights.

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    1. I agree with your look on Kiva completely. Kiva is a very simple way to show that you can make an impact on someones life.

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  4. This site can absolutely change lives. your loan can help someone make ends meet and give them much needed support in a pinch. we know from reading the book how hard some people's lives can be. No worries- they will pay you back and everything will be fine! i would love to help someone there but, sadly, i don't think i am allowed to :(

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    1. I agree with you completely, this website can make a difference and change lives

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  6. As americans we’re very fortunate to have what we have. Sadly, not everyone around the world has access to those things right away. Sometimes they need a little boost. Kiva is a way to loan money to help others get back on their feet. If I were to donate, I would donate to a lady named Susan. She is 69 years old, married and a mother of eight. Her main business is vegetable farming. She is borrowing from Kiva to buy fertilizer so that she can produce more vegetables and increase her profits. Kiva is definitely something that could change lives.

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    1. I totally agree with you and your choice was smart but one thing that poked me the wrong way was when you said that as Americans we are very fortunate for what we have. Sure we have freedom and such but we having many, many problems. We may look like a great place to live but if you look into the government, our past, history, it really isn't that spectacular. Even the small things like sexism, racism, homophobia, and many more.

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    2. I agree that there are many problems in the United States that need to be fixed, but I feel as if there are worse problems in other countries. For example; In the United States 15.1% of people are living below the poverty line, but in a place like Honduras 60% of people are below that line. I feel as if we are very fortunate not only because we have freedom, but because we have so many opportunities to make a good life for ourselves and our future family.

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    3. There are many problems in America. However, in many places wealth is not one of them. What seems like just twenty-five bucks to us could mean everything to a family in need of fresh food and water.

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  7. I do think that this website could change lives but I'd like to change the format of how we lend money. There are over 1000 people that are in need of help on this website but only a few "popular" ones are shown on the first page, they are getting the most money, but there are 368. There are so many more people that need help. If you go to the last page none of them have gotten any money, so this website is helpful, it could change lives. But there are flaws and there are more people in need of money. If I were to make a loan I wish I could help everyone but I can't. I'd like to help Ma. Faith, she is a mother of 2 and 1 of them is in school so she needs to make more money to help for their education. I think the process of lending money is very simple but again there are flaws. There is always the possibility of Kiva loosing the money you were going to lend. But all in all this is a pretty good organization.

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    1. I agree with you. I think the people that haven't gotten donations should be the first to show up.

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    2. I agree completely. The default for the website is that all the loans are sorted by popularity, which doesn't help the people that haven't been loaned money to, at all. Though the ones on the front page are actually running out of time- many of them have 2-5 days left, while the later ones are relatively new.

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    3. I agree with you! I think they should make a series of slides on the front page that way everyone get advertised.

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    4. I agree with everyone's responses about how the first page on the website only shows certain people. The best thing the website should is just have different categories written out, and the names of the people, under each category written alphabetically. Then, on the first page, explain to people that KIVA does.

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    5. I agree with you Maggie. If they can't advertise everyone the they should just put how KIVA works on the front page.

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  8. I think that this site gives people the opportunity to change others lives. It brings generosity in to play and allows the less fortunate the opportunity to make something out of themselves.

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  9. Yes I do think this site can change lives. I think the process for loans is very easy. I also think it is neat that you are helping people with little risk to your own money. I chose to loan to a lady named Gulmira. She is a widow so she supports her children on her own. She was asking for a loan so she could buy some bulls and calves so she could boost her family's income so she could support her three children.

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  10. This site could definitely change people's lives. By donating a sum, of money, you could help people to build a house; build a farm; or even buy fertilizers for their farm. I would choose to loan to a man named William who needs money to help buy materials to build a house. He needs money to buy materials like sand, cement and timber in order to build a place to live.

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    1. I found many people who ran into the problem of needing donations so they could build houses and such. Seems like a very common problem.

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    2. I agree completely. These people need supplies to build homes and this website makes it where they can have these supplies by people sending them loans.

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  11. Kiva is a non-profit organization where you can make loan of $25 or more to help a small business in a developing country. When you donate all of the money you've donated goes to the individual to help them with their small business. I do think that this could help many people around the world with their small businesses. I would lie to donate to a man named Oscar Mauricio who need money to buy materials for his house.

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  12. There's no doubt about it, this website is extremely helpful to many countries and people and I hope it inspires many people in the future to do the same. I would choose to donate to Cynthia from the Philippines who makes a living by raising pigs and needs feed, vitamins and vaccines for her pigs.

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  13. I think that this website is helpful to people in need. I would chose to donate to Prene to help buy a new dairy cow.

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    1. I agree with your statement. This website is very helpful to people in need because it can be used as a starting tool for a prosperous life for a new family.

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    2. I agree! This organization could change so many lives with just a small donation. I would donate to a woman named Anastancia, so she can buy more cement to continue building her house

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  14. This website seems like a very helpful tool. I would donate to Diana a woman who needs money to build a pen for her chickens.

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  15. Kiva sounds extremely life-changing. I think the fact that it appeals to people's sense of empathy is what makes it quite popular. A lot of people understand needing to borrow money in a pinch, but it is very hard to get money fast without an extremely high interest rate, and Kiva does this without the profit that banks and loan companies need. I would choose to help the people that need the money to make a living/to live- for example, Ismak's group is asking for a loan to buy pesticides for their farming.

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    1. I agree with you that Kiva can be life changing because it offers loans without high interest. This allows people to be free to borrow money to improve their quality of life, without worrying about going into debt because of extremely high interest rates.

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  16. I do think Kiva is life changing! You could make such a huge impact on someone who is in need of money. You could lend someone maybe almost halfway around the world 25 dollars to use for what they need it for. After they make the money to pay everyone who lent it to them back, they could start profiting the money they make. I like the process, but I think they should make slides of many different people that way everyone gets advertised at one moment or the other. I would choose someone who is trying to support their family like, Diana. She needs charcoal to sell in her business. She supports two children with the money she earns from her business.

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  17. I think these loans can change lives because they will allow citizens of developing countries a chance to improve their way of life. This organization could be very helpful because they do not charge interest to the people that take out a loan. Many banks in developing countries may charge high interest rates, which can cause people to go into debt. I would choose to donate to someone who needed to pay for their education. Receiving higher education, or even a high school degree, can allow students to give back to their community by becoming doctors, teachers, lawyers, nurses, etc. Having a degree also allows them to have jobs that will give them the income they need to support a family and carry on their children's education. I would donate to Malati from India who wants to pay for her daughter’s education.

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    1. !i agree with you out look on kiva and how it offers loans with out interest !

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  18. This website seems that it will help people and change their lives. I donate to a man named Mario so he can buy fertilizer and seeds for his farm.

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  19. I do believe this site can change lives. For my choice I choose agriculture. I agree with Hunter, I donate to a woman named Diana Catalina so she can use it to build pens for chickens so she can have it for food and seeds.

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  20. This website could very well change lives because it shows people who just want to have a better life and if I was able to choose who to fund I would choose Martha from Kenya. Martha would use the loans that she got to purchase a dairy cow for milk to sell, and to educate her 5 children

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  21. This is a site that changes lives. The site shows how many people around the world live in poverty and need help to support their family's or friends. I would chose to help James. He is the head teacher of a new school in Africa. There are around 500 students and they don't have clean drinking water. That is what James is wanting from the loans.

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    1. I hadn't noticed myself, but I completely agree with you that this website shows how many people live in poverty and I hope people can learn that number through this website and other sources like it and help change the world.

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  22. Kiva is a website that allows you to look into the lives of over 300 people, read stories about their lives, and learn why they are looking for loans. With a sufficient amount of money you could loan to hundreds of people and never spend more than what you lent to begin with. This website is very powerful and can improve the lives of many within months. As fortunate individuals I feel like many of us have extra money that we spend on pointless things. With Kiva, instead of using that extra $25 in your wallet to buy a new phone case, you could send it off to someone in more need of the money than yourself. Of course a new phone case would be great, but think of all the lives you could change with just that $25. If I were inclined to make a loan I would make it to a woman from the Philippines named Dionisita. Dionisita is a married, 64 year old woman with four children. She needs a loan of $225 to buy ingredients for her food-production business. Dionisita is very operative and has been working in this business for 35 years now. After reading her story, I was very interested in making a loan to her.

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    1. i agree kiva can really make peoples live 10x better

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  23. Kiva was created to help give loans to people over 5 continents that need it for their business to make profits to support their family and friends. I definitely think it'll change many unprivileged families' life across the world. Its a great start and opportunity by loaning, even just 25 dollars to them, that could help with certain things they need for their buisness or even for their daily lives. Kiva is also great for many people who need loans because Kiva doesn't charge interest, while now banks charge high interest rates for loaning and a lot of people can't afford it. I would loan money to the Chania SHG Group that needs a total of $1200 to buy another dairy cow to increase his enterprise. Paul, who's been under that group, has enough milk for his family currently and even has a little left over for extra income but he'd really like another cow to make his life easier. I was inspired by his story to support his family and hopes that he'll receive the loan he needs for another cow.

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    1. I agree that Kiva will help change many unprivileged families across the world.

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  24. I do believe that Kiva could change many lives. Even just a little donation could help someone have a better life. If I were to donate, I would donate to a person named Rose. Rose is from Kenya and needs the money for her BA in education. Getting a degree gives someone a pretty stable job, but using a degree in education could change so many people's lives. With a Kiva loan, Rose will be able to finish her last year of college. I think what Kiva is doing is great and hope Rose and so many other great people will get their loans!

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    1. I believe you are right that Kiva helps many people and improves their lives. But I believe it also improves the communities in which they live in.

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    2. I agree with you, i think it is important to donate to someone who could eventually go one to help others. With a college degree Rose could help others by having the knowledge she got her degree in, but also her general knowledge she gained in most subjects to help her community.

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  25. I believe that Kiva can help change many lives through loans. This website lets you be able to help and learn more about the people and why they need the loan. Many of the people on this website have life changing stories and need the loan to help fulfill their hopes for their families, job,etc. If I made a loan i would make it to Armand, a women who would use her loan to pay her kids educational fee.

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    1. I agree because the people that are donated to don't just buy whatever they always have a good and efficient reason to use it, much like Armand

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    2. I also agree giving money for a family to get education is great.

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  26. Kiva is definitely a life changing website to help people around the world who are in need of money to help with their lifestyle, job, or family. You can loan a person as little as 25 dollars to help them in any way that they need it. One thing that I think is amazing about Kiva is that 100% of every dollar goes to helping someone; Kiva doesn't take any cuts. If i were to give someone a loan, I would give it to Abeer. Abeer is a 31-year-old woman who is married and has two children. She has been working as an employee in a sewing shop for over a year now. With the loan, she can buy new sewing machines to start her own independent sewing business that will increase her income. I am so amazed at what Kiva is doing because it helps people who are in need of a new start just like Abeer!

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    1. I am truly amazed by this organization and how it is changing so many lives one step at a time. Some people have no idea how $25 can really help a person in need. This organization is going to continue to grow and accomplish greater things for a lot more people who need help!

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  27. Kiva is a non profit organization that helps work with people in 83 countries who need money, for their businesses, families, food, etc. Since Kiva was founded in 205 they have raised $738,345,950 in loans. If I were to give a loan to someone through Kiva I would give it to a lady named Angela. Angela is a postman in her village,manages a small farm, and raises pigs, cows, chickens and one horse. Angela's husband,Nicolae, is disabled and together they have six children. Angela plans to use her loan to build a new stable for her animals and school supplies for her children.

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  28. I went to Kiva.org and looked at the site. The organization gives loans to workers trying to improve their lives by using the money to buy supplies or taking the money and starting a business. I believe the company is trustworthy and strives to help people in need. If I would have given money I would have donated to Reuben, a Kenyan farmer who wants to produce more crops and transport them to other markets for higher prices. By helping Rueben you are also helping others by giving them jobs by transports the crops to markets and Reuben having to hire workers to help work on his farm.

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    1. I agree that kiva is trying to improve people's lives!

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    2. I agree that Kiva is helping people to get back on their feet and changing their lives.

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    3. I agree that its very helpful to people in need. It can give them the resources to start over.

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  29. I went to the website and clicked the "Ready? Find a loan." button and it showed me people needing loans to make they're lives better. Then next I clicked on the "About" button and I looked at the webpage and it told me on how Kiva was started, what it does, why they do it, how they are running the website, and how they do it.

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  30. After visiting Kiva I do believe that this website can change lives. On this site you can donate $25 or more to a borrower of your choice. While reading the book I realized that $25 could be half of a workers paycheck, so $25 can do more than we know. If I was to donate it would be to a person in the agriculture, because there are so many of them and for them $25 dollars goes a long way

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    1. I agree with what you said Taylor, $25 may not be a lot to us, but to other people around the world that is half their paycheck r even their entire paycheck. Kiva is definitely a life changer for a lot of people. I watched a video about Kiva and it said you don't just give your money away, you lend it and that 98% of the time you get your money back. So it docent harm you in anyway you eventually get your money back while helping out people in need. i would donate to a women named Lourdes. She needs money to pay her university fees.

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  31. Kiva is a nonprofit organization with a mission to connect people through lending to those in need. They allow people to donate as little as 25 dollars to someone across the globe that is in need of the money. There are people that are struggling to keep their children well fed and make sure that their education is the best. Donating just a few dollars could help change their lives. Who knows, they probably don't even make that much in a month's salary. If I were to donate, the money would go to a man named Nehemias. He needs money to help purchase new tools to finish his pending contracts. Every cent that you donate to this organization goes straight to the person in need. Kiva doesn't take any of it for themselves.

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  32. Yes i do belive that kiva can change lives, for 2 reasons. Number 1 on kiva you can donate to business and help it grow once it grows it can hire more people and make the community stronger and you get your money back! Number 2, you can the money to them like a bank and they pay it back but there won't be interest, interest causes lots of businesses to go under. If Icould I would donate to Victor Arley he needs money to stock the shelves of his cloths and if he gets the money it will change his life.

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  33. i believe that kiva can change lives because it can a lot people jobs because the money that kiva donates goes to lots of different businesses which can hire a lot of people can use the money for food or to pay for their childs education.

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  34. While looking through the kiva website, all I could think was how amazing this website is.. Kiva is totally life changing for anyone who needs help. Kiva gives us the ability to help around the world. Thinking about it, if you just donate 25 dollars you are helping someone who needs help.. Sharer, a young guy from Palestine is trying loan a laptop to go to college and he is already 80% done. I think it's just amazing how so many people have donated. Without a doubt, Kiva is a non profit organization that completely changes lives.

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  35. Kiva is a non profit organization that helps people with their businesses and families that are having money trouble all around the world. Since 2005 when Kiva first started, it has raised $738,974,250 in loans for people in need. I think this organization has already changed many lives for people in a great way. As Kiva continues to grow I feel they can and will accomplish bigger things for the people that are struggling around us! If I were to make a loan, I would donate to Elia’s cause, she is a single mom with two children that are in school. She has been in a buy and sell ready to wear clothing business in the Philippines for 6 years now, and needs $8,000 to buy the items she needs to sell. Elia would like to save up enough money in the future to send both her children to college.

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    1. I agree that Kiva has already impacted many lives and will continue to do so!

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  36. I believe this site can change lives. Kiva makes it where all these people that are in need for things can get the money to get the them. I would send my money Yusuf, he needs his money to help his sick child get into a hospital. If i could use my money to help one man's child from dying i would do it.

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  37. I do believe Kiva can change lives as you can donate to businesses that aren't well known but they could easily get known by investing in better things for their business. It can be used as a bank without interest as well. Interest makes businesses sink down the charts pretty often. I like how you can just transfer money to someone who is in need of it.

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    1. I agree, this website can help more people because of the simplicity of its donation system.

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  38. I completely believe that Kiva could change peoples lives. The people that we are given the opportunity to donate to are in great need of money just so they can survive. What seems like such a small amount of money to us can help somebody half way across the world feed their children. Personally, I feel inclined to donate to Rebecca from Kenya, a married woman with two children. The donations would help her pay for her children's education and food.

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  39. I think it's amazing what Kiva is doing for these people. They are absolutely saving lives everyday. If i could make a loan i would loan to Aida because she is going to use the money she raises to help with her kids education.

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  40. I think that Kiva can definitely change lives. The website appeals to everyday people because it promises your money back, while still helping someone in need. MY only problem is the way the website is set up, advertising the "popular" donations, while leaving people without donations on back pages.

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    1. I agree, they should not have a spot for popular donations. It should be all together in one place. The donations on the popular page are getting more money and attention while others are still struggling with a lack of money.

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  41. I do believe thetas this website can change lives. The businesses are able to take out loans to help their business grow. Kiva helps not only businesses but everyday families too. The $25 could be the difference between their kids eating at night.

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    1. I agree kiva is simple to do and a cheap donation for us that makes a world of difference to people living in poverty

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    2. I totally agree with you this website can change lives.

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    3. One meal can make a difference, and I think that is what Kiva is trying to get across.

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  42. I think Kiva is able to change lives. In order to grow, you have to start somewhere. These people are starting with at least $25. Their $25 will give them a foundation to begin their business or whatever plans they have. In the end, these people will have a better life and you will have your money back. So its a win win situation right?

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  43. I think that Kiva is a very helpful tool that could change peoples lives for sure. You can donate as much money and it goes to the businesses. I like how it goes strait to the businesses in stead of funneling through the organization and then the company is getting money. A non profit organization is great as long as it can get known and stay known. Kiva has a great initiative as long as they can get more known.

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  44. I do believe that Kiva can change lives. I like how simple the process is and how you can get your money back. I don't know who I would choose to support because there's just too many options.

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  45. Kiva is an amazing nonprofit organization. It takes loans as low as $25 to help people in poverty. Kiva also takes none of the money loaned and in time you will get back all the money you loaned back. You can also see how much this organization is helping those who really need it. It also allows for the people who have the ability to provide to give to someone who doesn't have the same financial ability.

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    1. Kiva trulyy is a great non-profit organization! They don't make a profit of of any money that is loaned, the money goes straight to the people that are in need!

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    2. I believe that is is a great organization as well.

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  46. I do believe this website of KIva's has the connections to change people's lives.This website gives a great opportunity for people to give and receive their money back after a substantial amount of time.The way Kiva's website is set up, you will be mainly loaning to family companies, who will repay the money back as soon as possible.These family companies will be making a profit off of your loaned money.Since this website supports a loan instead of a donation; more people may loan with larger amounts ,knowing they will receive their money back.

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  47. I strongly believe that Kiva is a website to help to change people's lives. I think their website gives a great opportunity to get back on their feet. The process is simple and you get repaid as soon as possible. I think is a great for people to loan money to those people that need an extra push.

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    1. I agree with you completely on this because this site could help many people get thee life going in the right direction

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  48. I really think that Kiva is a website that wants to help people change their lives.

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  49. I think kiva is a great organization that means well and that changes lives

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    1. I agree, Kiva can really change lives by allowing us to loan to the poor.

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  50. This site truly brings generosity into play. It allows anyone to give a loan and offer the less fortunate a true and real opportunity to do good and make something out of themselves.

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  51. I believe this organization can not only change induvidual lives but can also change life and death situations. There is people out there who don't eat daily like us Americans are used. Kiva is trying to change every live they can with every penny they get.

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    1. I agree, Kiva is a great way to help others out that maybe don't eat everyday.

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    2. Yes, Kiva is an amazing website to help the less fortunate

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  52. I think Kiva can change lives. This is an amazing organization in my opinion. Kiva helps the less fortunate. We are very luck to have the lives we have. Kiva gives us a chance to help others.

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  53. i belive kivia is agreat website and gives people once in a life time opportunities

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    1. I agree, I think that Kiva gives people opportunities that they normally wouldn't be able to have.

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  54. I do think this sit could change peoples lives by giving them a boost to get started and get there life going in the right direction

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    1. I completely could not agree more with what you believe also

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  55. It can seriously help those who are poor and it is a great program

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  56. I think that it is a great program. It could be very beneficial to people.

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  57. I think that Kiva is a great non-profit organization that can give the poor a financial kickstart towards success.

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  58. In my opinion Kiva is an awesome organization that gives a jumpstart for peoples lives.Especially the people who need it most a chance to start over an live their life into a great career .

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  59. i think that kiva is an outstanding organization because it allows people that are lest fortunate to have a since of hope. it also allows the family to not have to worry as much about how they have to provide, because they have money coming to them to provide thing like shelter, food, and clothing.

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  60. kiva is an amazing non-profit organization thats main mission its to set out and help others that are in need. When people loan the people in need money its benefitting the people in more ways than one. instead of taking the money out of their budget to get supplies for work , they can put that money into stuff that they need or if they have a family food and clothing. that little deed that you do for them won't be so little for them. that 250 dollars you give may no seem like a lot to you but for them it may help put their mind a little at ease

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  61. kiva is a great non-profit organization just give them time and money and they could help people who has financial problems

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